ACA-Cloud1 Practice Questions

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NEW QUESTION: 1
Section B (2 Mark)
An employee benefit plan can generally help in accomplishing all of the following items except:
A. Eliminate underwriting requirements on any personally purchased life insurance
B. Meet a need that cannot otherwise be met (such as providing for the cost of a serious illness)
C. Provide unique tax benefits (such as funding a qualified retirement plan without current taxation of the plan contributions to the employee)
D. Encourage the employee to remain with the employer
Answer: A

NEW QUESTION: 2
What monthly payment, beginning next month, would repay a $25,000 car loan over 60 months, assuming your loan has an interest rate of 6.9% per year, compounded monthly?
A. $1,757.07
B. $843.95
C. $650.58
D. $1,789.14
E. $493.85
Answer: E
Explanation:
Explanation/Reference:
Explanation:
On the BAII Plus, press 60 N, 6.9 divide 12 = I/Y, 25000 PV, 0 FV, CPT PMT. On the HP12C, press 60 n,
6.9 ENTER 12 divide i, 25000 PV, 0 FV, PMT. Note that the answer will be displayed as a negative number. Make sure the BAII Plus has the value of P/Y set to 1.

NEW QUESTION: 3
Medication is administered to a client who has been placed in restraints after a sudden violent episode, and his EPSs subside. Restraints can be removed when:
A. The violent behavior subsides, and the client agrees to behave
B. The nurse deems that removal of restraints is necessary
C. The physician orders it
D. A therapeutic alliance has been established, and violent behavior subsides
Answer: D
Explanation:
Explanation/Reference:
Explanation:
(A) The physicianmayorder release of restraints, but prior to that, the client must meet criteria for release.
(B) While the client is still restrained, but after violent behavior has subsided, a therapeutic bridge is built.
This alliance encourages dialogue between nurse and client, allowing the client to determine causative factors, feelings prior to loss of control, and adaptive alternatives to violence. (C) If the client only "agrees to behave" after violent behavior subsides, he has developed no insight into cause and effect of violence or his response to stress. (D)Removal of restraints occurs only when the client meets the criteria for release, not just because the nurse says it is necessary.