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SC-400 Practice Questions

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Which of the following best describes the Secure Electronic Transaction (SET) protocol?
A. Originated by VISA and MasterCard as an Internet credit card protocol using the transport layer.
B. Originated by VISA and American Express as an Internet credit card protocol using SSL.
C. Originated by VISA and MasterCard as an Internet credit card protocol using Message Authentication Code.
D. Originated by VISA and MasterCard as an Internet credit card protocol using digital signatures.
Answer: D
Secure Electronic Transaction (SET). Originated by VISA and MasterCard as an Internet credit card protocol using digital signatures. SET operates at the application layer which distinguishes it from SSL. SSL operates at the Transport layer. Secure Electronic Transaction (SET) is a system for ensuring the security of financial transactions on the Internet. It was supported initially by Mastercard, Visa, Microsoft, Netscape, and others. With SET, a user is given an electronic wallet (digital certificate) and a transaction is conducted and verified using a combination of digital certificates and digital signatures among the purchaser, a merchant, and the purchaser's bank in a way that ensures privacy and confidentiality. SET makes use of Netscape's Secure Sockets Layer (SSL), Microsoft's Secure Transaction Technology (STT), and Terisa System's Secure Hypertext Transfer Protocol (S-HTTP). SET uses some but not all aspects of a public key infrastructure (PKI).
Here's how SET works:
Assume that a customer has a SET-enabled browser such as Mozilla or Microsoft's Internet
Explorer and that the transaction provider (bank, store, etc.) has a SET-enabled server.
The customer opens a Mastercard or Visa bank account. Any issuer of a credit card is some kind
of bank.
The customer receives a digital certificate. This electronic file functions as a credit card for online
purchases or other transactions. It includes a public key with an expiration date. It has been
through a digital switch to the bank to ensure its validity.
Third-party merchants also receive certificates from the bank. These certificates include the
merchant's public key and the bank's public key.
The customer places an order over a Web page, by phone, or some other means.
The customer's browser receives and confirms from the merchant's certificate that the merchant is
The browser sends the order information. This message is encrypted with the merchant's public
key, the payment information, which is encrypted with the bank's public key (which can't be read
by the merchant), and information that ensures the payment can only be used with this particular
The merchant verifies the customer by checking the digital signature on the customer's certificate.
This may be done by referring the certificate to the bank or to a third-party verifier.
The merchant sends the order message along to the bank. This includes the bank's public key, the
customer's payment information (which the merchant can't decode), and the merchant's certificate.
The bank verifies the merchant and the message. The bank uses the digital signature on the
certificate with the message and verifies the payment part of the message.
The bank digitally signs and sends authorization to the merchant, who can then fill the order.
Reference(s) used for this question:
Mc Graw Hill, Shon Harris, CISSP All In One (AIO) Book, Sixth Edition, Pages 856-858
What is Secure Electronic Transactions (SET) by SearchFinancialSecurity
KRUTZ, Ronald L. & VINES, Russel D., The CISSP Prep Guide: Mastering the Ten Domains of
Computer Security, 2001, John Wiley & Sons, Pages 89, 170.

What is not necessarily the same customer who receives the goods or is responsible for paying the invoice?
Please choose the correct answer.
A. Single version of the truth
B. Performance needed to succeed
C. Link enterprise processes and master data
D. The customer who places the order
Answer: D

Which interior routing protocol reduces the size of route tables by advertising default routes for all
destinations outside of the default area?
Answer: A

What feature of Amazon RDS helps to create globally redundant databases?
A. Automatic patching and updating
B. Snapshots
C. Cross-Region read replicas
D. Provisioned IOPS
Answer: B

SC-400 FAQ

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SC-400 Exam Info

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